Every Last Detail, Sweetheart 🧁
The whole beautiful mess — taxable, pre-tax, and Roth pots, Social Security and pensions, taxes, phased spending, and the occasional splurge. We'll crunch every crumb and tell you if future-you gets to relax. Still 100% in your browser. 🌸
Partner 1
Balances today
$
$
401k / IRA
$
Saving per year (until retirement)
$
$
$
Guaranteed income
$
Per year, today's $
$
Per year, today's $
Partner 2
Balances today
$
$
401k / IRA
$
Saving per year (until retirement)
$
$
$
Guaranteed income
$
Per year, today's $
$
Per year, today's $
Our shared life 🏡
Shared growth, taxes, and how spending shifts through retirement.
$
Per year, today's $
%
On taxable & pre-tax draws
%/yr
Nominal, before inflation
%/yr
Keeps results in today's $
Spending phases
Most couples spend more early ("go-go"), then taper. Percentages are of base spending.
%
%
%
Surprises & splurges 🎁
Windfalls (home sale, inheritance) and big expenses (new roof, tuition) in a given year.
$
$